28 Days Later (+10 Days): Loan Approved!!!

It's been a scorcher summer thus far. Friday, 7/22 was no different!

This guy gets it. Drink plenty of fluids

But it was extra special. One of us celebrated a milestone birthday, and as such, was treated to a surprise dinner with tons of friends and family there to cheer them on (in case it's not clear, it wasn't me!).

Thank God for A/C!

It also was the first time we officially, spread the news of our new home purchase to family and friends. Only to wake-up Saturday morning, with an e-mail from our uber helpful loan officer stating that we were APPROVED!!! So the weekend went from good to great.

I need to post a timeline sooner then later. I'll do so eventually. But I think we first signed paperwork on June 15th. So from then until now it's been about 38 days. Which to be honest, wasn't too bad. Thanks to all the other helpful bloggers, I figured it would be between 30-45 days. And while my loan situation is relatively straightforward, I also did have to spend a little more time than I would have originally imagined collecting some documents.

This summer has been amazing so far. Excitement abounds!

Still waiting on loan approval

They say no news is good news.  I assume that came from the internet, and the internet is always right!  Technically, it's not a case of "no news", just limited movement.  We've been in contact with the Loan Officer (LO) and the Loan Processor (LP), who have both been easy to reach and provided feedback on the process.

By my count, 996 out of the required 1,000 (exaggeration) documents have been submitted and we're only waiting on the last 4, before the LP feels comfortable passing the documents to the Underwriter.

Image Courtesy of: http://parksihoo4u.com

So far, my experience working with NVR mortgage has been fairly positive, especially our LP, Eboni. Our LO has been clear on what he thinks we need and where we are, and I appreciate that as well. Sooo...definitely a lull in news or posts, as we head into this holiday weekend.  I'm so excited, that I'm sure I'll find some random ways to make a new post or two and spill out some of this anxiety!